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Creating and Storing Passwords Safely

Two habits stop almost every account takeover: making passwords that are genuinely hard to guess, and never keeping them somewhere unsafe. Here is exactly how to do both — no jargon.

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What actually makes a password strong

Most people think strength comes from symbols and capital letters. In reality, length matters far more than complexity. A long passphrase is both stronger and easier to remember than a short, complicated password.

✅ Do this

  • Go long: 12–16+ characters minimum.
  • Use a passphrase: 4 random unrelated words, e.g. coral-storm-forge-maple
  • Make it unique: a different password for every important account.
  • Let a generator do it: use our Password Generator rather than inventing one yourself.

🚫 Avoid this

  • Dictionary words alone: "sunshine" or "football" get cracked in seconds.
  • Personal info: birthdays, pet names, kids' names — easy to find online.
  • Predictable patterns: "Password1!", "Qwerty123", or a word plus a number.
  • Small variations: reusing "Summer2023" then "Summer2024" next year.
Length beats complexity — aim for 12+ characters, ideally 16+.
A 4-word random passphrase is both strong and memorable.
Never reuse a password across more than one important account.
If you can remember it easily, a stranger might guess it too — when in doubt, generate it randomly instead.

Where to keep them once you've made them

Creating a strong password is only half the job. If you store it somewhere unsafe, the strength doesn't matter.

✅ Best way: a password manager

Stores every password encrypted behind one master password. You only ever remember one thing.

  • Bitwarden — free, works on every device.
  • iCloud Keychain — built in, great for Apple users.
  • Google Password Manager — built in, simple for Chrome/Android.

See our full Password Manager Guide for help choosing.

🚫 Never store passwords here

  • Notes apps — searchable instantly if your phone is unlocked or your cloud account is hacked.
  • A spreadsheet or Word document — looks organised, but is plain text with zero protection.
  • Sticky notes near your computer — fine for home, risky in an office or shared space.
  • Emailing them to yourself — if your email is ever compromised, every password goes with it.
  • Browser-saved passwords — convenient, but only as safe as your device. Fine as a backup, not your main vault.
Pick one password manager and commit to it — switching constantly causes more risk than picking an imperfect one.
Make your master password the strongest one you own — it protects everything else.
Turn on MFA for the password manager account itself.
If you must write a password down on paper, store the paper somewhere private at home — never in a wallet, bag, or on a visible note.

Common questions

What makes a password strong?

Length matters more than complexity. Aim for at least 12–16 characters. A long random passphrase of 4 unrelated words is often stronger and easier to remember than a short password full of symbols.

Is it safe to write passwords down on paper?

Safer than reusing passwords, but a password manager is better. If you do write one down, keep the paper private at home — never near your computer or in your wallet.

Should I use the same password for multiple accounts?

No. If one site is breached, attackers automatically try the same password on hundreds of other sites within minutes. Every important account needs its own password.

Put this into practice

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